求翻译：中小企业贷款难、融资难的问题在我国一直普遍存在，是继产业调整、体制改革后，甚至先于就业问题的重大社会问题。是什么意思？

SME loans, the financing problem has been prevalent in our country, is the major social issues following industrial restructuring, institutional reform, and even prior to employment.

loans to small and medium-sized businesses, and financing difficulties in the country, there has been widespread in the industry, institutional reform, and even before the issue of employment of the major social problem.

The small and medium-sized enterprise loan difficult, to finance the difficult question to exist continuously generally in our country, after is continues the industrial adjustment, the organizational reform, even is before the employment question significant social question.

Financing difficulty of SMEs loans difficult, issues prevailing in my country has been, is the second after industrial restructuring, institutional reform, even before a major social problem is employment.

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