求翻译：在西方, 全权委托的风险是由客户承担的, 法律规定被委托机构不能以任何形式作保本、保最低回报等承诺,这对于我国客户往往是难以接受的; 而一旦银行做出承诺, 就等于限制了其承受风险的能力, 也就妨碍了运作的灵活性和取得高盈利的可能性。再次, 我国普遍的投资观念和方式也对私人银行业务的发展形成制约。我国个人股票市场投资以投机性高频率操作和亲自做投资决策为主要特点, 这也阻碍了私人银行为客户提供类似西方的综合理财产品。是什么意思？

In the West, fully commissioned by the risk is borne by the clients, the law commission not in any way encumbered, the insurance minimum return commitment for our customers is often difficult to accept; Once the banks make a commitment, it means limit their ability to take risks, and also hampered t

In the West, the risk is that the responsibility of the consumer, the law requires that the agency could not be delegated to any form, the secured minimum return warranty, including the promise to my clients, this is often difficult to accept, and when a bank has made a commitment to equal to limit

In the West, the carte blanche risk is undertakes by the customer, the legal rule is entrusted the organization not to be able to do by any form suffers no loss of capital, guarantees pledges and so on lowest repayment, this often is accepts with difficulty regarding our country customer; Once but t

In the West, discretionary risk is borne by the customer, legal provision is not in any way by clients for capital preservation, guarantees a minimum return on commitment, which is unacceptable for my customers often; When a bank made a commitment, would be tantamount to limiting its ability to with

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