求翻译：中国的商业银行和世界其他的商业银行在业务上并没有太大差距，他们都是以营利为目的的金融企业，商业银行的主要职能包括：（1）信用中介功能。信用中介职能是商业银行最基本的职能，一方面通过负债将社会闲散资金集中到银行，另一方面又通过放贷等业务将债务转化为资产。（2）支付中介功能。商业银行的支付中介职能是通过存款在不同账户间的转移（3）金融服务职能如代发工资等等是什么意思？

China's commercial banks and other commercial banks in the business and not too great, they are for-profit financial enterprises, the commercial bank's main functions include: (1) the credit intermediary function. Credit intermediary function is the most basic functions of commercial banks, one hand

China's commercial banks and the rest of the world in the business of commercial banks is not too far behind, they are all in for-profit financial enterprises, commercial banks in the major functions include: (1) credit intermediation function. Commercial banks credit intermediation function is the

Commercial Bank of China's commercial banks and the rest of the world and not much difference in their business, they are carried out for profit financial companies, commercial bank's main functions include: (1) the credit intermediary function. Credit intermediary function is the most basic functio