求翻译：大学生作为一个特定的青少年消费群体，是一个非常有发展的前途的市场。大学生作为21世纪的人才，具有独特的思考方式和行为特点。而大学生所受的教育，生活的环境，以及他们年龄的特殊心理特征，使他们有了自己特有的消费心理和消费行为。本文对当代大学生的消费心理和消费行为做了研究，并指出其利弊及今后的发展方向。是什么意思？

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