求翻译：本文首先结合中国实际情况，主要就我国个人消费信贷在金融危机背景下存在的问题进行分析，并且探讨出解决问题的对策。是什么意思？

In this paper, combined with the actual situation in China, mainly on China's consumer credit crisis in the financial problems in the context of the analysis, and explore the solutions to this problem.

正在翻译，请等待...

This article first unifies the Chinese actual situation, mainly on our country individual consumption credit in financial crisis background remaining after deduction in the question carries on the analysis, and discusses solves the question countermeasure.

This article first combined with China's actual situation, mainly on individual consumption credit in China under the background of the financial crisis problems of analysis and discussion on the countermeasures to solve the problem.

This article first combined with China's actual situation, mainly on individual consumption credit in China under the background of the financial crisis problems of analysis and discussion on the countermeasures to solve the problem.