求翻译：基本上，金融機構的主軸都是在販賣金融服務，因此，獲利的一個基礎也就是推出來的東西要好，沒有好的產品是無法吸引消費者購買，因此也無法創造利润。另外，透過這次次級房貸風暴，我們可以發現目前有些新金融商品太過複雜，大銀行過度包裝衍生性金融商品，風險隨之升高。以衍生性金融商品來說，包裝超過兩層以上，在風險上，就已經過度複雜。產品的內容會影響消費者的購買意願，當然產品的型態也會影響銀行承擔的風險程度。研究團隊在這部分難以進行量化研究。是什么意思？

Basically , the spindle is in the sale of financial institutions as financial services, therefore , a basis for profit is introduced to something better, there is no good product is unable to attract consumers to buy , and therefore can not make a profit .

Basically, the linchpin financial institutions are on the trafficking financial services, therefore, profit, a basis and is the introduction to the things better, without a good products are unable to attract consumers to purchase, to create the 润. In addition, through the secondary mortgage turmoil

Basically, 金 melts the organization the main axle all is trading 金 melts the service, therefore, attains 利 a foundation also is promotes 來 the thing is friends with, the good product has not been is unable to attract the consumer to purchase, therefore is also unable to create the profit.Moreover, p

Basically, the spindle is in the sale of financial services by financial institutions and, therefore, a basis for profit which is to launch something better in the future, no good product is unable to attract consumers to buy, and therefore cannot make a profit. In addition, through the subprime mor

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