求翻译：贷款人有权自逾期之日起按本合同借款利率加收 ％计收罚息；借款人未按合同约定用途使用借款的，贷款人有权自挪用之日起，按本合同借款利率加收 ％计收罚息。是什么意思？

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Loan shall have the right, at its overdue on the same date as this contract borrowing rate per cent of penalty interest; the borrower did not contractually use of borrowing loans, shall have the right, at its misappropriation, press this contract borrowing rate per cent of interest rate.

The lender is authorized from to exceed the time limit the date to receive according to this contract loan interest rate Canada % The idea receives punishes the rest; The borrower according to the contract agreement use use loan, the lender has not been authorized from to divert the date, receives

Lender is entitled to from the overdue as of the date of this contract loan interest charge% charge penalty interest; no purpose is according to the contract the borrower of the borrower, the lender is entitled to from the date of diversion, according to the contract loan interest charge% charge pen

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