求翻译：伴随着互联网技术、支付和信息中介功能等新兴金融模式的互联网金融的快速发展，互联网金融面临着机遇与风险，一方面它是互联网时代金融行业创新发展的新阶段；另一方面，其准入无门槛、行业无准则、监管无机构的现状也隐藏了巨大的信用风险。当前，我国互联网金融主要包括互联网支付、P2P网借、众筹融资、基于互联网的基金、保品售等。这些互联网金融的发展不断冲击着金融格局，也冲击现行金融管体系。本文从我国互联网金融的发展现状、主要模式及特点，剖析了我国互联网金融存在的风险。针对国内互联网金融的监管现状，互联网金融特殊性风险的防范与监管策略提出了的几点建议。是什么意思？

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Accompanied by the Internet and information technology, the payment of such emerging financial intermediary function mode Internet Financial the rapid development of the Internet facing financial opportunities and risks on the one hand, it is the age of the Internet in the financial industry a new s

正在翻译，请等待...

With Internet technology, payment and information intermediaries emerging financial models such as the rapid development of Internet banking, Internet financial are facing opportunities and risks, on the one hand it is a new stage in the innovation and development of the financial industry in the In

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