求翻译：珠海分行对借款人及其贷款担保人进行查册过程中出现的负面信息，应采用有效的识别方式进行跟进核实，经评估后的结果及意见应清楚记录在信贷报告内。是什么意思？

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zhuhai Branch to the borrower and the loan guarantor to search in the process, the negative information should be used for effective means of identification verification and follow-up after the assessment results and opinions should be clearly recorded in the credit report.

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Zhuhai Branch for borrowers and loan guarantees people carrying out of searches in the process of negative information, effective method of identifying follow-up verification should be adopted, after assessment, findings and opinions should be clearly recorded in the credit report.

正在翻译，请等待...