求翻译：金融产品创新是商业银行运用新思维、新方式和新技术,在金融产品或服务、交易方式、交易手段以及金融市场等方面的创造性活动,从而实现银行经营利润最大化和风险最小化的一系列经济行为过程。是什么意思？

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The financial product innovation is the commercial bank utilizes the new thought, the new way and the new technology, in aspect and so on financial product or service, transaction way, transaction method as well as money market creative activities, thus realizes the bank management profit maximizati

Financial product innovation in commercial banks use new thinking, new ways and new technologies, in a financial product or service, trading, trading tools and creative activities in the areas of financial markets, enabling bank operating profit maximizing and minimizing the risk of a series of econ