求翻译：本文采用EViews软件包分析了资本充足率对商业银行信贷扩张的影响。利用2004-2009年期间中国12家上市股份制商业银行数据所作的经验研究发现：银行规模越大和资本充足率越高，贷存比却越低。资本充足率约束引起的银行“惜贷”行为是2004-2009期间我国银行信贷波动的重要原因。资本充足率的约束使得商业银行的放贷行为越来越谨慎。是什么意思？

In this paper, EViews software package analysis of capital adequacy ratio of commercial banks, the impact of credit expansion. Use for the period 2004-2009 China 12 listed joint-stock commercial banks by the empirical data found: the larger banks and the higher capital adequacy ratio, loan to deposi

This article analyzes the software package using EViews capital adequacy ratio is the impact of commercial bank credit expansion. Use during 2004 - 2009 Chinese 12 listed shares data system for commercial banks: bank of empirical research has found the bigger and the capital adequacy ratio, the high

This article used the EViews software package to analyze the capital sufficiency of capital the influence which expanded to the commercial bank credit.The experience which goes on the market the joint stock system commercial bank data to do studies using 2004-2009 year period China 12 discovered tha

This article using EViews package analysing the impact of a capital adequacy ratio on commercial bank credit expansion. 2004-2009 12 listed joint-stock commercial bank of China data made during the years of experience, study finds more large banks and capital adequacy ratio, the higher the loan to d