求翻译：摘要：近年来，随着全球金融一体化以及金融市场的波动加剧，商业银行的风险管理则一直是国际国内金融界关注的焦点。商业银行的风险管理机制的是否完善，关系到银行的风险管理能力，而良好的风险管理能力和成效直接关系到商业银行的可持续发展。与发达国家的商业银行发展历史比，我国商业银行起步较晚，发展仍不规范，面对日渐激烈的竞争，如何提高自身竞争力，构建完善的风险管理体系，是中国银行业尤其是商业银行所迫切需要解决的重要问题。是什么意思？

Abstract: In recent years, with the volatility of global financial integration and financial markets, commercial banks' risk management has been the focus of attention of international and domestic financial sector. The adequacy of the commercial bank's risk management mechanism, related to the bank

Abstract: In recent years, with global financial integration, as well as increased the volatility of financial markets, the commercial banks' risk management, has been a focus of attention of the international and domestic financial sector. Commercial banks' risk management mechanism is perfect, and