求翻译：托尼大学毕业后决心自己开业。一开始好多家银行都拒绝了他的贷款要求。但他好不泄气，继续一个个拜访银行家寻求帮助。有一个银行家被他的决心和乐观精神所打动，最终答应贷款给他。如今他成为一个富商。在谈到所取得的令人惊奇的成就时，托尼说重要的是创造机遇而不是等待机遇。是什么意思？

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