求翻译：　资金低成本优势。在国内，由于储蓄率高，货币政策宽松(主要目的是抵消日元升值的负面影响)，存款利率水平低于欧美国际市场利率，银行负债成本较低。在国外，由于银行规模及市值较大，国际评级较高，融资利率低于英美银行同业。基于此，许多日本银行采取廉价扩张政策，与当地银行竞争，对当地银行产生了较大冲击。是什么意思？

Capital cost advantage. In China, due to the savings rate, monetary policy easing (main purpose is to offset the negative impact of yen appreciation), the deposit interest rates lower than the European and American international market rates, lower cost bank debt. In other countries, because the mar

Low-cost advantage funds. At the domestic level, the high savings rate, and accommodative monetary policy valuation of the yen (main purpose is offset by the negative impact on Europe and North America) and deposit interest rates lower than market interest rates, banks liabilities at relatively low

Fund low cost superiority.In domestic, because the savings ratio is high, the monetary policy loose (main purpose is counterbalance Japanese Yen revaluation negative influence), the deposit interest rate level is lower than the European and American international market interest rate, the bank debt

Funding low-cost advantage. At the national level, due to the high savings rate, monetary policy easing (main purpose is to offset the negative impact of Yen appreciation), deposit interest rates lower than European and American international market interest rates, bank liabilities is less expensive

Low-cost advantage of the fund. At home, because deposits rate high, monetary policy loosely (main purpose to offset negative effect that JPY appreciates), the level of deposit interest rate is lower than the American-European interest rate of international market, the cost in debt of the bank is re