求翻译：近年来，我国居民理财意愿增强，个人理财产品已经成为我国商业银行的主要推销产品。但我国个人理财产品创新存在诸多问题，理财新产品开发已经完成却往往销售业绩不佳，技术开发成本和业绩不能挂钩，束缚了我国银行业的发展。我国的个人理财业务已经进入快速发展时期，很有必要从营销角度对我国银行个人理财业务创新进行更深层次的研究工作。是什么意思？

In recent years, the will of the residents of fiscal enhancement, personal finance products have become China's commercial banks to promote their products. But there are many problems in our personal financial product innovation and financial management of new product development has been completed

In recent years, our population will increase financial management, personal financial products has become the major commercial banks in China marketing products. However, my Personal Finance product innovation to develop new products, and financial management has been completed, often poor sales pe

In recent years, our country inhabitants managed finances the wish to strengthen, managed finances the product already to become Our country Commercial bank personally the main sales promotion product.But our country manages finances the product innovation to have many problems personally, managed f

In recent years, the financial willingness of Chinese residents, personal financial products have become the main sales of commercial banks in China. But problems many personal financial product innovation in China, finance has been completed but is often poor sales record of new product development

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