求翻译：增加信贷人员对消费信贷业务的积极性，降低进入门槛，减少贷款手续，提高工作效率，形成一种约束与激励、处罚与奖励、责任与收益并重的全新机制，并且在办理农村消费信贷业务时，可以适当在在贷款期限、利率等方面提供优惠，是什么意思？

Increase the credit consumer credit business, reduce barriers to entry, reduce lending procedures, improve efficiency, the new mechanism of formation of a constraint and incentives, penalties and rewards, responsibilities and benefits of both, and in the process of rural consumer credit business , c

An increase in the credit of the consumer credit business personnel the enthusiasm to reduce barriers to entry, reducing loan procedures and increase productivity, as well as to develop a kind of restraint and the excitation, punishment and rewards, and the responsibilities and benefits, and a new m

The increase credit personnel to expends the credit operation the enthusiasm, reduces enters the threshold, reduces the loan procedure, enhances the working efficiency, forms brand-new mechanism which one kind of restraint and the drive, the punishment and the reward, the responsibility and the inco

Increase the motivation of staff on consumer credit business of credit, reduce barriers to entry, reducing the loan procedures, improve work efficiency, forming a kind of constraints and incentives, penalties and incentives, and new mechanisms of responsibility and income, and in handling consumer c

正在翻译，请等待...