求翻译：近年来，我国中小企取得长足进步，对经济发展的贡献越来越大，成为我国经济发展壮大的重要力量。但由于中小型企业自身固有的融资特点和缺陷，使其普遍存在生产能力弱，竞争力不强等状况。特别是在国际金融危机的冲击下，使生产成本激增，融资困难加剧，资本市场不完善，中小企业面临更多困境。本文通过综述并剖析我国中小企业融资的现状及存在的问题，分析形成中小企业融资困境的解决对策，以期我国中小企业健康稳定持续发展。是什么意思？

In recent years, China's SMEs have made great progress in increasing contribution to economic development, become an important force in China's economic development and growth. However, due to the small and medium-sized enterprises financing characteristics and defects widespread production capacity

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