求翻译：在国家一系列鼓励住房消费政策的推动下，温州地区的房地产业在20世纪90年代后期有了突飞猛进的发展，居民住房消费得到有效启动，房地产业的快速发展对于改善居民的居住条件、拉动经济的发展做出了重要的贡献。房地产金融风险主要存在于房地产的开发、销售、持有以及与之高度相关的金融信贷的各个环节。缺乏有效配置和规避房地产金融风险的体系和机制，已经成为温州乃至全国房地产业健康发展的重大潜在威胁。房地产业是国民经济的重要增长点，而房地产金融是房产发展中不可替代的支柱和保障，房地产金融风险的防范不仅是房地产业和金融产业稳定发展的需要，对国民经济的稳定也至关重要。是什么意思？

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In a series of encouraging national housing policy, under the impetus of the Wenzhou area real estate industry in the 20th century with a late 90s at the same time, the rapid development, and housing consumption is effectively started the fast, the real estate development for improving the living co

In under the national a series of encouragement housing expense policy impetus, the Wenzhou area real estate industry later period had the development in 1990s which progressed by leaps and bounds, the residential building expense obtained the effective start, the real estate industry fast developme

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