求翻译：分别通过分析中小企业民间融资产生的原因，掌握我国中小企业民间融资发展现状，以“十二条”为例吸取西方发达国家中小企业民间融资经验教训来对我国当前中小企业民间融资有一个准确的认识，并在此基础上分别从制度上、法律上和担保体系上提出未来我国中小企业民间融资改革的建议，推动温州试点取得成功，并将改革经验应用到全国之中。是什么意思？

Through the analysis of the causes of private finance for SMEs, to grasp the status quo of the development of private financing for SMEs in China, "12", for example to draw the lessons of experience in Western developed countries, private financing for SMEs have an accurate understanding of private

Small and medium-sized enterprises, through the analysis of the reasons private financing small and medium-sized enterprises, and in our private sector development, article 12 in order to "learn" as an example developed Western private financing small and medium-sized business lessons to small and m

Separately through analyzes the reason which small and medium-sized enterprise folk financing produces, grasps Our country Small and medium-sized enterprise folk financing development present situation, draws the Western Developed country Small and medium-sized enterprise folk financing experience l

Respectively by analysis SMEs civil financing produced of causes, master in China SMEs civil financing development status, to "12 section" for cases draw Western developed SMEs civil financing experience lessons to on in China current SMEs civil financing has a accurate of awareness, and this Founda

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