求翻译：这是一种广义的信用风险概念，它把风险可能带来的多种结果都列入了研究的范围，但由于银行信用活动的契约性较强，在现实中我们往往对这种额外的收益忽略不记。是什么意思？

This is a broad concept of credit risk, the potential risk of a variety of results are included in the scope of the study, but due to strong contractual nature of the credit activities of banks, in reality we often this additional revenue negligible.

This is a broad concept of credit risk, it may be brought about by the risk more than such a result would have been included in the scope of the research activities, but because of the credit contract, in the real world we are often in this kind of additional revenue is ignored.

This is one kind of generalized credit risk concept, it many kinds of results which possibly brings the risk have all included the research scope, but because the bank credit activity contract is strong, we often does not record in the reality to this kind of extra income neglect.

This is a generalized concept of credit risk, it may have multiple consequences of risk are included in the scope of the study, but due to contract credit activity of banks strong, in reality it often ignored this extra income in mind.

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