求翻译：专家制度是一种最古老的信用风险分析方法，其最大特征就是：银行信贷的决策权是由该机构那些经过长期训练、具有丰富经验的信贷管理人员所掌握， 并由他们做出是否贷款的决定。因此，在信贷决策过程中，信贷管理人员的专业知识、主观判断以及某些要考虑的关键要素权重均为最重要的决定因素。是什么意思？

Expert system is one of the oldest methods of credit risk analysis, and its biggest feature is: the decision-making power of the bank credit is mastered by the agency after long-term training, with extensive experience in credit management, whether the loans they make by decision. In the credit deci

Expert system is a one of the oldest of the credit risk analysis method, and its greatest feature is that bank credit is the right decision-making by the Agency that have been long-term training, with extensive experience in the credit management staff, and they make the decision whether or not the

The expert system is one most ancient credit risk analysis method, its biggest characteristic is: The bank credit decision-making power is passes through the long-term training by this organization these, has the rich experience credit management personnel to grasp, and by them makes whether loans d

Credit risk analysis expert system is one of the most ancient method, its best feature is that bank credit decisions are determined by the body over a long period of training, available credit managers with rich experience, and by whether they make lending decisions. Therefore, in the credit decisio

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