求翻译：总之，我的观点是，我并不反对大学生使用信用卡，前提是要理性的使用，但我更赞成大学生可以在自己将来工作了有能力养活自己的时候再选择使用信用卡，因为对于学生来讲，现在好好读书、丰富自己、壮大自己才是王道，只有你做到这些，不怕你以后没资本使用信用卡。是什么意思？

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In short, my point is that, I do not use the credit card against college students, the premise is to use the rational, but I am more in favor in their own future students can work in a position to provide for themselves and choose to use it, because credit card for students is to study hard, and it

In brief, my viewpoint is, I did not oppose the university student uses the credit card, the premise wants the rational use, but I approved again the university student might work in oneself future had ability supported own time chooses the use credit card, because said regarding the student, now st

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正在翻译，请等待...