求翻译：But all in all, we expect banks generally to benefit--at least initially--from higher rates, with wider dispersion in our rated universe as the tightening phase continues. Asset gatherers (asset managers, retail brokers, and alternative asset managers, for instance) should perform generally better because they do not depend on short-term borrowings to finance their day-to-day activities. Moreover, this group generally is not balance-sheet intensive or exposed to traditional credit risks.是什么意思？

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