求翻译：Stand-alone originators may have trouble competing against the biggest banks if volumes return to more realistic levels and risk-retention rules favor lenders that can hold enough capital against on-balance-sheet assets. Residential mortgage servicers would see a moderate increase in the cost of their servicing advance facility. The larger, longer-term issue, however, may be that an improving economy could decrease the volume of troubled mortgages now flowing to high-touch special servicers (i.e., those who handle delinquent accounts and have a lot of contact with borrowers).是什么意思？

待解决 悬赏分：1 - 离问题结束还有