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  • 匿名
关注:1 2013-05-23 12:21

求翻译:Student lenders have benefited, to varying degrees, from the long period of very low interest rates because FFELP loans originated before April 2006 contain interest-rate floors. Because the companies fund these loans with variable-rate debt, student lenders who didn't sell off the extra floor income using derivatives have been benefiting from unusually wide margins. When interest rates eventually rise, student lenders' interest margins could compress by more than 50 bps.是什么意思?

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Student lenders have benefited, to varying degrees, from the long period of very low interest rates because FFELP loans originated before April 2006 contain interest-rate floors. Because the companies fund these loans with variable-rate debt, student lenders who didn't sell off the extra floor income using derivatives have been benefiting from unusually wide margins. When interest rates eventually rise, student lenders' interest margins could compress by more than 50 bps.
问题补充:

  • 匿名
2013-05-23 12:26:38
学生贷款人获益,在不同程度,从长期的利率很低,因为 FFELP 贷款起源在 2006 年 4 月之前包含利率楼层。因为公司基金这些变量率债务的贷款,学生出借人没卖掉使用衍生品的额外楼收入已受益非常宽的边距。当利率上升时,学生贷款息差可以压缩的超过 50 个基点。
 
 
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