求翻译：A major problem faced by large corporations is joint and several liability. When an accident occurs and several different parties are negligent, the plaintiff may sue and collect from one or more of the negligent parties. Under joint and several liability, the plaintiff can collect the entire judgment from a large corporation that was barely at fault, say 5 or 10 percent. The major tort feasor (person or organization liable) in such cases is often an individual or small corporation with little or no insurance.是什么意思？

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