求翻译：学习：通过学习现有银行卡公司（Visa、万事达和美国运通）和海外支付体系（欧洲从磁卡迁移到智能卡，“美国是一个非常有吸引力的市场，有很多值得学习的地方”）的经验，提升能力。是什么意思？

Learning: through the study of existing bank card companies (Visa, MasterCard and United States express) and international payment system (migrating from magnetic card into the smart card in Europe, "the United States is a very attractive market, where there is lots to learn") experience, new skills.