求翻译：中间业务是国际上各商业银行近年来利润的新增长点，而我国的商业银行却存在巨大差距。解决的途径是：转变经营观念；细分市场业务；大力开展“数字营销”和“品牌营销”；规范中间业务收费标准；完善技术水平；完善有关法律、法规；加强中间业务和风险防范与管理。是什么意思？

Intermediate business of international commercial banks profits in recent years new growth points, while the commercial bank of China there is a huge gap. Way to resolve is: change management idea; market segment business; carrying "digital marketing" and "marketing" code for the charge for intermediary business standard; the perfect technical level; the perfection of relevant laws and regulations; strengthening of intermediary business and risk prevention and management.