求翻译：Analysis and Decisions Making analyses and solving financial problems together with knowledge of insurance matters were the areas which respondents generally answered least well. The best-answered question involved mortgage-buster or savings offset accounts (64.5%) correct. About 58% of respondents were able to identify correctly the best method to rectify a persistent credit card debt, while 43.1% were able to solve a simple present value problem couched in terms of a lotto lump sum or annuity prize.是什么意思？

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