求翻译：As can be seen from the table, the significant variables in this model are sex, work experience, income and risk preference. Being male, having greater work experience and higher income contributed to higher scores. The negative sign of the risk preference variable was expected. People with high aggregate risk preference scores are likely to have less financial experience, knowledge and confidence and a high score in this factor will tend to depress the financial skills and knowledge score.是什么意思？

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