求翻译：In concert with the findings of Chen and Volpe (1998) in the USA, university students in Australia are not skilled, nor knowledgeable, in financial matters. This lack of financial skill will tend to impact negatively on their future lives through incompetent financial management. It also does not auger well for the national economy where skilled agents operating at a high level of competence tends to be an assumption made by both governments and business. The lack of a comprehensive financial education program in both primary and secondary schools is evident. The sooner such a program is put in place in all states, the better will be the outcomes for both individuals and the economy as a whole.是什么意思？

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