求翻译：know this will happen and that is why I have been looking for a means to handle the situation, because if my Bank Directors happens to know that CHANG WEN is dead and do not have any Heir, they will take the funds for their personal use, so I don't want such to happen. That is why am now seeking your co-operation to present you as Next of Kin/ Heir to the account, and my bank will release the account to you. There is no risk involved; the transaction will be executed under a legitimate arrangement that will protect you from any breach of law.是什么意思？

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