求翻译：Borrowers must have obtained their mortgage before January 1, 2009. New borrowers will be accepted until December 31, 2012.是什么意思？

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悬赏分：1 - 离问题结束还有

Borrowers must have obtained their mortgage before January 1, 2009. New borrowers will be accepted until December 31, 2012.

问题补充：

匿名	2013-05-23 12:26:38 借款人必须已在 2009 年 1 月 1 日之前取得其按揭。新借款人将接受到 2012 年 12 月 31 日为止。

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