求翻译：依据经济学的理论，在自愿保险状态下，一个成年人最终是否加入医疗保险是其在风险规避条件下最大化自身预期效用的结果(Arrow ,1963；Pauly ,1986)。相对于大人的参保行为，儿童医疗保险的参与决是什么意思？

According to economic theory, in the state of voluntary insurance, an adult ultimately whether to join a Medicare Risk Aversion to maximize the expected utility of the results (arrow, 1963; Pauly, 1986). Insurance acts relative to adults, children's health insurance, participation in decision

Economics based on the theory that, on a voluntary insurance state, one adult is ultimately to join medical insurance is a risk mitigation conditions, the maximum expected utility of its own results (Arrow, 1963, 1986); Pauly . In relation to the insured adult behavior, children participate in the d

Based on economic theory, under voluntary safe condition, an adult finally whether joins the medical insurance is it under the risk circumvention condition the maximized own anticipated effectiveness result (Arrow, 1963; Pauly, 1986).Is opposite guarantees the behavior in adult's senate, the child m

Based on the theories of Economics, under the voluntary insurance status, whether an adult to join the health insurance is in conditions of risk aversion to maximize its own expected utility of results (Arrow, 1963;Pauly, 1986). Relative to the acts of insured adults, participation of children healt

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